Naijá
Money
Talk Di Number, Then Close Your Mouth
Talk your number as one complete sentence, then stop. Di silence wey follow no be rejection, na di other side dey do maths, and na inside di four seconds after di ask most people dey talk demself down.
Di Money Hour: How To Run Your Whole Financial Life For Sixty Minutes Every Month
Money hour na one hour wey you schedule every month to read di same six numbers for di same order and comot with just one change. E dey work because na only decision wey you make for calm morning dey survive hard month.
How To Ask For Raise: Di Sentence, Di Number, And Di Sixty Seconds Wey Follow
Call one specific number inside one sentence, then stop talk. Na di three weeks of dated evidence wey you gather before di day dey win di raise, and na di silence wey you rush to fill dey lose am, so plan di pause di same way you plan di ask.
To Decide Wetin “Enough” Look Like, For Actual Numbers
Enough na monthly figure plus description of one ordinary Tuesday wey you go happily live again. Write di two down and most money decisions go answer demself, because target wey you choose no dey drift towards whatever di room around you dey earn.
Wetin You Go Talk When Dem Talk No
No usually na no to this shape of the deal, no be no to you. Ask dem wetin go need to happen before e go turn yes, write their answer down for their front, and door wey lock go turn list wey you fit work with.
Wetin Money Really Dey Buy: Spend Some Of Am On Another Person
Pay for the food, pay for the course, carry one bill comot from person desk. Money wey you spend on another person na the kind spending wey you go still feel one year after, and when you name your own share before the money land, e turn from mood to decision.
Ask For Yourself Di Same Way You Dey Ask For Anoda Person
You already dey argue better for oda people pass how you dey do for yourself, so write your case for third person first, then read am back with your own name inside. To champion oda people no be detour from your own ask, na di training for am.
Your First Cushion: How Much, Where To Keep Am, And Wetin E Really Dey For
Your first cushion na one month of fixed cost, wey you keep inside separate account wey you no carry card for. E no be investment and e no be retirement plan, e dey there so dat surprise go cost you money instead of costing you decision.
How to Check Your Balance Without Your Body Jumping
Stand up, take one long breath out, open di app, read di number out loud and write am down. Di fix for di flinch na body matter, no be money matter, and di whole routine na like thirty seconds.
How To Get Better Deal Without Being Wahala Person
Ask once, ask with warm mind, and ask for something specific. Wahala na when you dey repeat yourself, dey talk vague or dey make the other person guess, and clear request wey you deliver with sweet mind easy to grant pass one wey full with hedge.
When You Hear Wetin Other People Dey Earn
Write dia number down: na data about the market, no be judgement on you, and na the first point for your range now. Two more data points go turn one uncomfortable lunch into the strongest ask wey you don ever make.
Di Five Day Plan For Di Week Wey Big Bill Land
Give big bill wey you no expect five days instead of five minutes: read am and pay nothing for day one, then call dem for day two and ask wetin payment plan dem get. Five days wey you take deliberate dey cost less pass one fast night.
Di Pause Wey Dey Win, and How To Use Silence Without Playing Game
Pause no be tactic, na thinking wey sound no dey on top. Take three seconds before you answer any offer, every time, so dat di pause sef no go give anything away and you no go dey run on autopilot.
How To Hold Your Price When Dem Dey Beg For Discount
Hold di number and move di work instead. When client ask for discount, di calm answer na wetin you fit remove from di work for dat money, no be smaller version of di same yes.
Di Shared Money Hour: How Two People Fit Run One Set Of Numbers
Two people, one hour, once a month, with timer dey run and both sets of numbers for table. Each of una go read una own six figures out loud before any of una comment, na dat one dey stop money hour from turning to audit.
Di Email Wey Dey Open Negotiation, For Four Lines
Write four lines: di topic, di number wey you want, one reason wey ground for di work, and date for reply. Short email dey get answer because e cheap to answer, and wall of context dey read like person wey dey talk imself comot from di matter.
Negotiating When You Need Am Pass Dem
Leverage na one input, e no be the only thing wey you carry come. When you need the deal pass dem, you dey win on preparation, on being easy to say yes to, and on asking for the things wey no cost dem anything.
When Di Money No Gree Move, Trade Another Thing
Price na just one variable among plenty. Start date, title, scope, payment terms, equipment, days off, review timing and who go do di work, all of dem dey tradeable, and most of dem dey cost di other side far less pass cash.
How To Waka Comot Without Burning Di Bridge
Talk no to di deal and yes to di person. Thank dem plain, give one true reason, name di one condition wey go change your mind, and send am for writing di same day, because deal dey come back.
Di Quiet Maths: Why Money Wey You No Dey Touch Dey Do Di Most Work
Compounding na rate wey dem apply to itself over years, and di only two inputs wey you fully control na how much you dey add and how long you leave am alone. Na why di investor wey calm pass dey usually beat di one wey clever pass over twenty years.
